All Other Things Being Equal: A Paired Testing Study of Mortgage Lending Institutions (Executive Summary)
All Other Things Being Equal: A Paired Testing Study of Mortgage Lending Institutions (Executive Summary) In Los Angeles — Blacks were offered less coaching than comparable white homebuyers, and were more likely to be encouraged to consider an FHA loan. Hispanics were denied basic information about loan amount and house price, told about fewer products, and received less follow-up compared to Anglo homebuyers. In Chicago — Blacks were denied basic information about loan amount and house price, told about fewer products, offered less coaching, and received less follow-up than comparable white homebuyers. Hispanics were quoted lower loan amounts or house prices, told about fewer products, and offered less coaching than comparable Anglo homebuyers.