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All Other Things Being Equal: A Paired Testing Study of Mortgage Lending Institutions (Executive Summary)

All Other Things Being Equal: A Paired Testing Study of Mortgage Lending Institutions (Executive Summary) In Los Angeles — Blacks were offered less coaching than comparable white homebuyers, and were more likely to be encouraged to consider an FHA loan. Hispanics were denied basic information about loan amount and house price, told about fewer products, and received less follow-up compared to Anglo homebuyers. In Chicago — Blacks were denied basic information about loan amount and house price, told about fewer products, offered less coaching, and received less follow-up than comparable white homebuyers. Hispanics were quoted lower loan amounts or house prices, told about fewer products, and offered less coaching than comparable Anglo homebuyers.

Mortgage Lending Discrimination: A Review of Existing Evidence

Mortgage Lending Discrimination: A Review of Existing Evidence Discrimination in home mortgage lending takes two forms—differential treatment and disparate impact—and in many instances it is difficult, if not impossible, to disentangle the two.

Picking Cotton With My Niglets - Racist Field Trip Rant

Picking Cotton With My Niglets - Racist Field Trip Rant - YouTube Picking Cotton With My Niglets - Racist Field Trip Rant

Whites Believe They Are Victims of Racism More Often Than Blacks | Tufts Now

Whites Believe They Are Victims of Racism More Often Than Blacks | Tufts Now However, whites believed that racism against whites has increased significantly as racism against blacks has decreased. On average, whites rated anti-white bias as more prevalent in the 2000s than anti-black bias by more than a full point on the 10-point scale. Moreover, some 11 percent of whites gave anti-white bias the maximum rating of 10 compared to only 2 percent of whites who rated anti-black bias a 10. Blacks, however, reported only a modest increase in their perceptions of "reverse racism."

police officer's dilemma papers

Papers police officer's dilemma papers

Immigration's Aftermath

Immigration's Aftermath Many children of immigrant parents are not living out the American dream. Until better jobs and schools materialize, they are at risk of becoming the next underclass.

Meet the New Optimists - Newsweek

Meet the New Optimists - Newsweek Generation 1, in this taxonomy, is the civil-rights generation—those (born before 1945) who participated in, or simply bore witness to, the defining 20th-century battle for racial equality. It is the generation of whites who, in large measure, saw blacks as alien beings and the generation of blacks who, for the most part, saw whites as irremediably prejudiced. Gen 2s (born between 1945 and 1969) were much less racially constrained—though they remained, in large measure, stuck in a tangle of racial stereotypes. Gen 3s (born between 1970 and 1995) saw race as less of a big deal. And that ability to see a person beyond color has cleared the way for a generation of Believers—blacks who fully accept that America means what it says when it promises to give them a shot. That new reality made itself clear when I compared black Gen 1 Harvard M.B.A.s with their Gen 3 counterparts. Seventy-five percent of Gen 1s said blacks faced “a lot” of discrimination, compar...